SFI Loans

RENTAL LOAN

Purchasing or refinancing a single family (1-4 unit) investment rental property? 

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Having trouble qualifying for a conventional mortgage? We provide 30 year mortgages for single family rental investment properties.  
​Loan qualification and loan amount is based on the rental income of the property, not the income from your W-2 or tax returns. 

Info

Closing Time: 30-40 days
Minimum Loan Amount:  $75,000

Loan Amounts:
Purchase Loan - Upto 80% of Purchase Price
Refinance Loan - Upto 75% of Current Market Value
Max Loan – Loan is subject to a minimum Debt Service Coverage Ratio
Rate:  6.5% - 8%, 30 year amortization
Term:  Upto 30 years
Origination Fee:  2% (A minimum may apply depending loan amount)
Other Fees:  Appraisal, Title, Processing and Underwriting apply to most loans.
What type of loans do you provide?
We provide hard money loans for purchase and rehab of single family, 1-4 units, non-owner occupied properties.  We also provide 30 year loans for tenant occupied single family 1-4 unit properties. 214.912.4531

We provide mortgages to single family investors of all experience level from new investors buying their first property to experienced investors with hundreds of properties.

We currently provide purchase/rehab loans and rental loans in Texas, Colorado, Georgia, Florida, South Carolina, North Carolina, and Tennessee