SFI Loans


Purchasing or refinancing a single family (1-4 unit) investment rental property? 

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Having trouble qualifying for a conventional mortgage? We provide 30 year mortgages for single family rental investment properties.  
Loan qualification and loan amount is based on the rental income of the property, not the income from your W-2 or tax returns. 


Closing Time: 30-40 days
Minimum Loan Amount:  $75,000

Loan Amounts:
Purchase Loan - Upto 80% of Purchase Price
Refinance Loan - Upto 75% of Current Market Value
Max Loan – Loan is subject to a minimum Debt Service Coverage Ratio
Rate:  6.5% - 8%, 30 year amortization
Term:  Upto 30 years
Origination Fee:  2% (A minimum may apply depending loan amount)
Other Fees:  Appraisal, Title, Processing and Underwriting apply to most loans.